/* ================================================================
   FINANCIAL SERVICES – PREMIUM (no bg change on hover, 5 cols)
   Brand: #23adeb | #003b66 | #fed109 | #64ba4d
   ================================================================ */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800;900&family=Playfair+Display:ital,wght@0,700;0,900;1,700&display=swap');

:root {
    --navy: #003b66; --navy-deep: #001e3c; --navy-mid: #004d87;
    --sky: #23adeb; --sky-light: #e8f7fe; --sky-bright: #29c3ff;
    --green: #64ba4d; --green-light: #eaf6e5;
    --gold: #fed109; --gold-light: #fff0a0;
    --white: #ffffff; --off-white: #f7fafd;
    --text: #0a1f3c; --text-mid: #2c4a6e; --text-muted: #6b84a0;
    --r-sm: 12px; --r-md: 20px; --r-lg: 28px; --r-xl: 40px; --r-pill: 100px;
}

.fs-body {
    font-family: 'Plus Jakarta Sans', sans-serif;
    background: var(--off-white);
    color: var(--text);
    overflow-x: hidden;
    padding-bottom: 50px;
}
#fs-particles {
    position: fixed; inset: 0; pointer-events: none; z-index: 0; opacity: 0.55;
}
.mt-container {
    max-width: 1400px; margin: 0 auto; padding: 0 32px; position: relative; z-index: 2;
}
[data-reveal] {
    opacity: 0; transform: translateY(32px);
    transition: opacity 0.75s cubic-bezier(0.16,1,0.3,1), transform 0.75s cubic-bezier(0.16,1,0.3,1);
}
[data-reveal].revealed { opacity: 1; transform: translateY(0); }
.sec-tag {
    display: inline-flex; align-items: center; gap: 8px;
    background: var(--sky-light); color: var(--sky);
    padding: 7px 20px; border-radius: var(--r-pill);
    font-size: 0.74rem; font-weight: 700; text-transform: uppercase;
    letter-spacing: 2px; margin-bottom: 18px;
    border: 1px solid rgba(35,173,235,0.2);
}
.sec-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 4vw, 2.8rem);
    font-weight: 900; color: var(--navy); margin-bottom: 14px; line-height: 1.2;
}
.sec-title span {
    background: linear-gradient(135deg, var(--sky), var(--navy-mid));
    -webkit-background-clip: text; background-clip: text; color: transparent;
}
.sec-divider {
    display: flex; align-items: center; gap: 12px; margin: 20px 0 28px;
}
.sec-divider span {
    flex: 1; height: 2px;
    background: linear-gradient(90deg, transparent, var(--sky), transparent);
    border-radius: 2px;
}
.sec-divider i { color: var(--sky); font-size: 0.9rem; }

/* HERO BANNER */
.fs-hero {
    height: 420px; position: relative; overflow: hidden;
}
.hero-bg {
    position: absolute; inset: 0;
    background-size: cover; background-position: center;
    transform: scale(1.05);
    animation: heroZoom 20s ease-in-out infinite alternate;
}
@keyframes heroZoom { 0%{transform:scale(1.05)} 100%{transform:scale(1.15)} }
.hero-overlay {
    position: absolute; inset: 0;
    background: linear-gradient(135deg, #003b66, #23adeb);
    z-index: 1;
}
.hero-sweep {
    position: absolute; top: -50%; left: -50%;
    width: 200%; height: 200%;
    background: linear-gradient(115deg, transparent 0%, rgba(35,173,235,0.2) 45%, rgba(254,209,9,0.15) 50%, rgba(35,173,235,0.2) 55%, transparent 100%);
    animation: heroSweep 18s ease-in-out infinite;
    pointer-events: none; z-index: 2;
}
.hero-orb {
    position: absolute; border-radius: 50%; filter: blur(90px);
    pointer-events: none; z-index: 1;
}
.orb-1 { width: 600px; height: 600px; top: -200px; left: -150px;
    background: radial-gradient(circle, rgba(35,173,235,0.3) 0%, transparent 65%);
    animation: orbPulse 14s ease-in-out infinite;
}
.orb-2 { width: 500px; height: 500px; bottom: -150px; right: -100px;
    background: radial-gradient(circle, rgba(254,209,9,0.25) 0%, transparent 65%);
    animation: orbPulse 18s ease-in-out infinite reverse;
}
@keyframes orbPulse { 0%,100%{transform:scale(1)} 50%{transform:scale(1.2)} }
@keyframes heroSweep {
    0%   { transform: rotate(25deg) translateX(-120%); }
    100% { transform: rotate(25deg) translateX(120%); }
}
.fs-hero-inner {
    position: relative; z-index: 3;
    display: flex; align-items: center; justify-content: center;
    height: 100%; text-align: center;
}
.fs-hero-text { max-width: 800px; padding: 0 20px; }
.fs-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(255,255,255,0.1); backdrop-filter: blur(10px);
    padding: 8px 24px; border-radius: var(--r-pill);
    color: rgba(255,255,255,0.9);
    font-size: 0.85rem; font-weight: 700; text-transform: uppercase;
    margin-bottom: 24px;
}
.badge-dot { width: 8px; height: 8px; background: var(--green); border-radius: 50%;
    animation: badgePulse 2s infinite; }
@keyframes badgePulse { 0%{box-shadow:0 0 0 0 rgba(100,186,77,0.7)} 70%{box-shadow:0 0 0 8px rgba(100,186,77,0)} 100%{box-shadow:0 0 0 0 rgba(100,186,77,0)} }
.hero-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 5vw, 3.2rem);
    font-weight: 900; color: #fff; margin-bottom: 16px;
}
.hero-gradient-text {
    background: linear-gradient(135deg, var(--gold), var(--sky-bright));
    -webkit-background-clip: text; background-clip: text; color: transparent;
}
.hero-sub {
    font-size: 1.1rem; color: rgba(255,255,255,0.8);
    max-width: 600px; margin: 0 auto;
}
.hero-bottom-wave {
    position: absolute; bottom: -2px; left: 0;
    width: 100%; height: 50px;
    background: url('data:image/svg+xml;utf8,<svg viewBox="0 0 1200 120" xmlns="http://www.w3.org/2000/svg"><path d="M0,0V46.29c47.79,22.2,103.59,32.17,158,28,70.36-5.37,136.33-33.31,206.8-37.5C438.64,32.43,512.34,53.67,583,72.05c69.27,18,138.3,24.88,209.4,13.08,36.15-6,69.85-17.84,104.45-29.34C989.49,25,1113-14.29,1200,52.47V0Z" opacity=".25" fill="%23ffffff"/><path d="M0,0V15.81C13,21.25,27.93,25.67,44.24,28.45c69.76,11.6,136.47,7.22,206.42-5.49C325.74,7.42,401.61,31.76,476.67,46.15c70.33,13.53,141.53,9.27,212.59-4.19C748.63,27.25,814.23,6.61,882.85,1.8,944.1-2.7,1005.1,8.19,1056.2,29.09,1085.3,40.17,1112.3,56.08,1139.3,73.35V0Z" opacity=".5" fill="%23ffffff"/><path d="M0,0V5.63C149.93,59,314.09,71.32,475.83,42.57c60-10.77,116.38-30.34,172.5-43.14,54.42-12.4,110.16-16.49,166.83-6.64,33.71,5.86,66.72,18.06,99.48,32.92,22.66,10.29,44.35,22.69,66.39,35.31C1087.9,74.33,1143.97,88.27,1200,94.2V0Z" fill="%23ffffff"/></svg>');
    background-size: cover; background-repeat: no-repeat;
    pointer-events: none; z-index: 2;
}

/* BREADCRUMB */
.fs-breadcrumb {
    background: #fff; border-bottom: 1px solid rgba(35,173,235,0.1);
    position: relative; z-index: 3;
}
.fs-breadcrumb::before {
    content: ''; position: absolute; bottom: 0; left: 0;
    width: 100%; height: 2px;
    background: linear-gradient(90deg, transparent, var(--sky), var(--gold), var(--sky), transparent);
    animation: bcLine 4s infinite alternate;
}
@keyframes bcLine { 0%{background-position:0%} 100%{background-position:100%} }
.bc-inner {
    max-width: 1400px; margin: 0 auto; padding: 14px 32px;
    display: flex; align-items: center; gap: 10px; font-size: 0.83rem;
}
.bc-inner a { color: var(--sky); text-decoration: none; font-weight: 600; }
.bc-inner a:hover { color: var(--navy); }
.bc-sep { color: var(--text-muted); font-size: 0.65rem; }
.bc-active { color: var(--navy); font-weight: 800; }

/* INTRO SECTION */
.fs-intro {
    padding: 80px 32px; background: var(--white); position: relative;
}
.intro-deco {
    position: absolute; border-radius: 50%; filter: blur(80px);
    pointer-events: none;
}
.deco-1 { width: 500px; height: 500px; top: -150px; right: -150px;
    background: radial-gradient(circle, rgba(35,173,235,0.07) 0%, transparent 65%); }
.deco-2 { width: 400px; height: 400px; bottom: -100px; left: -100px;
    background: radial-gradient(circle, rgba(100,186,77,0.07) 0%, transparent 65%); }
.fs-intro .mt-container {
    display: grid; grid-template-columns: 1fr 380px; gap: 60px; align-items: start;
}
@media (max-width: 1000px) {
    .fs-intro .mt-container { grid-template-columns: 1fr; gap: 48px; }
    .fs-contact-card { max-width: 500px; margin: 0 auto; width: 100%; }
}
.fs-intro-text p {
    font-size: 0.96rem; line-height: 1.8; color: var(--text-mid); margin-bottom: 18px;
}
.intro-pills { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 28px; }
.pill {
    display: inline-flex; align-items: center; gap: 8px; padding: 8px 20px;
    border-radius: var(--r-pill); font-size: 0.8rem; font-weight: 700;
    transition: all 0.3s; cursor: default;
}
.pill:hover { transform: translateY(-3px); }
.pill-blue  { background: rgba(35,173,235,0.1); color: var(--sky); border: 1px solid rgba(35,173,235,0.25); }
.pill-green { background: rgba(100,186,77,0.1); color: var(--green); border: 1px solid rgba(100,186,77,0.25); }
.pill-gold  { background: rgba(254,209,9,0.1); color: #c9a400; border: 1px solid rgba(254,209,9,0.3); }
.pill-navy  { background: rgba(0,59,102,0.08); color: var(--navy); border: 1px solid rgba(0,59,102,0.2); }

/* CONTACT CARD – glitter, no hover background change */
.fs-contact-card {
    background: #fff; border-radius: var(--r-xl); padding: 36px 30px;
    box-shadow: 0 20px 60px rgba(0,59,102,0.12);
    border: 1px solid rgba(35,173,235,0.12);
    position: relative; overflow: visible; transition: all 0.4s;
}
.fs-contact-card:hover { transform: translateY(-8px); box-shadow: 0 35px 65px rgba(0,59,102,0.2); }
.cc-glow, .cc-glow-2 {
    position: absolute; border-radius: 50%; filter: blur(60px);
    pointer-events: none; opacity: 0.4; animation: ccGlowFloat 8s infinite;
}
.cc-glow { top: -80px; right: -80px; width: 250px; height: 250px;
    background: radial-gradient(circle, rgba(35,173,235,0.4), transparent); }
.cc-glow-2 { bottom: -60px; left: -60px; width: 200px; height: 200px;
    background: radial-gradient(circle, rgba(254,209,9,0.3), transparent); animation-delay: 1.5s; }
@keyframes ccGlowFloat { 0%,100%{transform:scale(1);opacity:0.3} 50%{transform:scale(1.2);opacity:0.6} }
.cc-sparkle {
    position: absolute; inset: 0;
    background: radial-gradient(circle at 20% 30%, rgba(35,173,235,0.05) 1px, transparent 1px);
    background-size: 18px 18px; pointer-events: none;
    animation: sparkleMove 20s linear infinite;
}
@keyframes sparkleMove { 0%{background-position:0 0} 100%{background-position:40px 40px} }
.cc-head { display: flex; align-items: center; gap: 16px; margin-bottom: 28px;
    padding-bottom: 18px; border-bottom: 2px solid rgba(35,173,235,0.15); position: relative; z-index: 2; }
.cc-icon {
    width: 54px; height: 54px; background: linear-gradient(135deg, var(--sky), var(--navy-mid));
    border-radius: 20px; display: flex; align-items: center; justify-content: center;
    font-size: 1.4rem; color: #fff; box-shadow: 0 8px 22px rgba(35,173,235,0.5);
    transition: transform 0.3s;
}
.fs-contact-card:hover .cc-icon { transform: rotate(-5deg) scale(1.05); }
.cc-icon-ring { position: absolute; inset: -5px; border-radius: 24px;
    border: 2px solid rgba(35,173,235,0.4); animation: iconRingPulse 2.5s infinite; }
@keyframes iconRingPulse { 0%,100%{transform:scale(1);opacity:0.8} 50%{transform:scale(1.1);opacity:0.3} }
.cc-head h3 { font-size: 1.2rem; font-weight: 800; color: var(--navy); margin-bottom: 4px; }
.cc-head p { font-size: 0.8rem; color: var(--text-muted); }
.fs-contact-item {
    display: flex; align-items: center; gap: 14px; padding: 14px 16px;
    border-radius: 16px; text-decoration: none; transition: all 0.35s;
    margin-bottom: 12px; background: rgba(35,173,235,0.02);
    border: 1px solid rgba(35,173,235,0.08); position: relative; z-index: 2;
}
.fs-contact-item:hover {
    background: var(--sky-light); border-color: rgba(35,173,235,0.3);
    transform: translateX(8px) scale(1.02);
}
.ci-icon { width: 44px; height: 44px; border-radius: 14px; display: flex;
    align-items: center; justify-content: center; font-size: 1rem; transition: transform 0.3s; }
.fs-contact-item:hover .ci-icon { transform: rotate(-8deg) scale(1.1); }
.ci-icon.mail { background: linear-gradient(135deg, rgba(35,173,235,0.15), rgba(35,173,235,0.05)); color: var(--sky); }
.ci-icon.phone { background: linear-gradient(135deg, rgba(100,186,77,0.15), rgba(100,186,77,0.05)); color: var(--green); }
.ci-label { font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 1.5px;
    color: var(--text-muted); margin-bottom: 3px; }
.ci-val { font-size: 0.9rem; font-weight: 800; color: var(--navy); }
.ci-arrow { color: var(--sky); font-size: 0.8rem; transition: transform 0.3s; opacity: 0.6; }
.fs-contact-item:hover .ci-arrow { transform: translateX(6px); opacity: 1; }
.cc-note {
    background: linear-gradient(135deg, rgba(100,186,77,0.08), rgba(100,186,77,0.02));
    border: 1px solid rgba(100,186,77,0.2); border-radius: 16px;
    padding: 12px 16px; font-size: 0.8rem; color: var(--text-mid);
    margin-top: 20px; display: flex; align-items: center; gap: 10px; position: relative; z-index: 2;
}

/* SERVICES GRID – 5 COLUMNS DEFAULT, no background change on hover */
.fs-services-grid {
    padding: 80px 32px;
    background: linear-gradient(145deg, #f8fafc, #ffffff);
    position: relative;
}
.services-grid-wrapper { max-width: 1400px; margin: 0 auto; }
.services-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 28px;
    margin-top: 20px;
}
.service-card {
    background: #fff;
    border-radius: 28px;
    overflow: hidden;
    box-shadow: 0 15px 35px rgba(0,59,102,0.08);
    transition: all 0.45s cubic-bezier(0.16,1,0.3,1);
    position: relative;
    cursor: pointer;
}
.service-card:hover {
    transform: translateY(-12px) scale(1.02);
    box-shadow: 0 30px 55px rgba(35,173,235,0.2);
}
/* Glowing border on hover – no background change */
.service-card .card-glow {
    position: absolute;
    inset: 0;
    border-radius: 28px;
    padding: 2px;
    /* background: linear-gradient(135deg, var(--sky), var(--gold), var(--green)); */
    opacity: 0;
    transition: opacity 0.5s;
    pointer-events: none;
}
.service-card:hover .card-glow { opacity: 1; }
/* Sliding shine overlay */
.service-card .card-shine {
    position: absolute;
    top: 0; left: -100%;
    width: 60%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.35), transparent);
    transform: skewX(-15deg);
    transition: left 0.6s;
    pointer-events: none;
    z-index: 2;
}
.service-card:hover .card-shine { left: 150%; }
.card-img {
    height: 200px;
    overflow: hidden;
}
.card-img img {
    width: 100%; height: 100%; object-fit: cover;
    transition: transform 0.6s cubic-bezier(0.16,1,0.3,1);
}
.service-card:hover .card-img img {
    transform: scale(1.12) rotate(1deg);
}
.card-content {
    padding: 22px 20px 26px;
    position: relative;
    background: #fff;  /* stays white */
    z-index: 1;
}
.card-content h3 {
    font-size: 1rem;
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 18px;
    display: flex;
    align-items: center;
    gap: 8px;
}
.card-content h3 i {
    color: var(--gold);
    font-size: 0.9rem;
    transition: transform 0.3s;
}
.service-card:hover .card-content h3 i {
    transform: rotate(360deg) scale(1.1);
}
.card-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: linear-gradient(135deg, var(--sky), var(--navy-mid));
    color: #fff;
    padding: 9px 20px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 700;
    font-size: 0.78rem;
    transition: all 0.3s;
}
.card-btn:hover {
    gap: 12px;
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    color: var(--navy);
    box-shadow: 0 8px 22px rgba(254,209,9,0.4);
    transform: translateX(5px);
}

/* RESPONSIVE grid breakpoints: 5 → 4 → 3 → 2 → 1 */
@media (max-width: 1300px) {
    .services-grid { grid-template-columns: repeat(4, 1fr); }
}
@media (max-width: 1100px) {
    .services-grid { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 800px) {
    .services-grid { grid-template-columns: repeat(2, 1fr); }
    .fs-intro .mt-container { grid-template-columns: 1fr; }
}
@media (max-width: 550px) {
    .services-grid { grid-template-columns: 1fr; }
    .fs-intro { padding: 60px 20px; }
    .fs-services-grid { padding: 60px 20px; }
    .fs-cta { padding: 60px 20px; }
}

/* CTA SECTION */
.fs-cta {
    padding: 80px 32px;
    background: linear-gradient(135deg, var(--navy-deep), var(--navy));
    position: relative;
    overflow: hidden;
    text-align: center;
}
.cta-bg-mesh {
    position: absolute; inset: 0;
    background-image: radial-gradient(rgba(35,173,235,0.1) 1px, transparent 1px);
    background-size: 30px 30px;
    opacity: 0.3;
}
.cta-orb {
    position: absolute; width: 500px; height: 500px; top: -200px; left: -200px;
    background: radial-gradient(circle, rgba(35,173,235,0.15), transparent);
    filter: blur(80px);
}
.cta-content { position: relative; z-index: 2; }
.cta-content h2 {
    font-family: 'Playfair Display', serif;
    font-size: 2.2rem;
    font-weight: 900;
    color: #fff;
    margin-bottom: 16px;
}
.cta-content p {
    color: rgba(255,255,255,0.7);
    font-size: 1rem;
    max-width: 550px;
    margin: 0 auto 32px;
}
.btn-primary-glow {
    display: inline-flex; align-items: center; gap: 10px;
    padding: 14px 34px;
    background: linear-gradient(135deg, var(--sky), var(--navy-mid));
    color: #fff; font-weight: 700;
    border-radius: var(--r-pill); text-decoration: none;
    position: relative; overflow: hidden;
    transition: all 0.35s;
    box-shadow: 0 8px 28px rgba(35,173,235,0.45);
}
.btn-primary-glow .btn-shimmer {
    position: absolute; top: 0; left: -100%;
    width: 100%; height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.3), transparent);
    transition: left 0.55s;
}
.btn-primary-glow:hover .btn-shimmer { left: 100%; }
.btn-primary-glow:hover {
    transform: translateY(-3px);
    box-shadow: 0 14px 40px rgba(35,173,235,0.6);
    background: linear-gradient(135deg, var(--sky-bright), var(--navy-mid));
}