/* ================================================================
   NSDL PAYMENT BANK BC – PREMIUM CSS (K-Seva Branded)
   Based on money-transfer.css, extended for NSDL content
   ================================================================ */
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800;900&family=Playfair+Display:ital,wght@0,700;0,900;1,700&display=swap');

:root {
  --navy:        #003b66;
  --navy-deep:   #001e3c;
  --navy-mid:    #004d87;
  --sky:         #23adeb;
  --sky-light:   #e8f7fe;
  --sky-bright:  #29c3ff;
  --green:       #64ba4d;
  --green-light: #eaf6e5;
  --gold:        #fed109;
  --gold-light:  #fff0a0;
  --white:       #ffffff;
  --off-white:   #f7fafd;
  --text:        #0a1f3c;
  --text-mid:    #2c4a6e;
  --text-muted:  #6b84a0;
  --r-sm:  12px;
  --r-md:  20px;
  --r-lg:  28px;
  --r-xl:  40px;
  --r-pill: 100px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

.mt-body {
  font-family: 'Plus Jakarta Sans', sans-serif;
  background: var(--off-white);
  color: var(--text);
  overflow-x: hidden;
  padding-bottom: 50px;
}

#mt-particles {
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 0;
  opacity: 0.45;
}

.mt-container {
  max-width: 1260px;
  margin: 0 auto;
  padding: 0 32px;
  position: relative;
  z-index: 2;
}

[data-reveal] {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 0.75s cubic-bezier(0.16,1,0.3,1), transform 0.75s cubic-bezier(0.16,1,0.3,1);
}
[data-reveal].revealed { opacity: 1; transform: translateY(0); }

.mt-sec-head { text-align: center; margin-bottom: 64px; }
.sh-tag {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--sky-light); color: var(--sky);
  padding: 7px 22px; border-radius: var(--r-pill);
  font-size: 0.75rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 2.5px; margin-bottom: 20px;
  border: 1px solid rgba(35,173,235,0.25);
}
.sh-tag-light { background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.9); border-color: rgba(255,255,255,0.2); }
.sh-tag-green { background: var(--green-light); color: var(--green); border-color: rgba(100,186,77,0.3); }
.sh-tag-blue  { background: rgba(35,173,235,0.1); color: var(--sky); border-color: rgba(35,173,235,0.25); }
.sec-tag {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--sky-light); color: var(--sky);
  padding: 7px 20px; border-radius: var(--r-pill);
  font-size: 0.74rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 2px; margin-bottom: 18px;
  border: 1px solid rgba(35,173,235,0.2);
}
.sec-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2rem, 4vw, 2.8rem);
  font-weight: 900;
  margin-bottom: 14px;
  line-height: 1.2;
}
.sec-title span {
  background: linear-gradient(135deg, var(--sky), var(--navy-mid));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.sec-title.light span {
  background: linear-gradient(135deg, var(--gold), var(--sky-bright));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.sec-sub { font-size: 1rem; color: var(--text-muted); max-width: 580px; margin: 0 auto; line-height: 1.7; }
.sec-divider { display: flex; align-items: center; gap: 12px; margin: 20px 0 28px; }
.sec-divider span { flex: 1; height: 2px; background: linear-gradient(90deg, transparent, var(--sky), transparent); border-radius: 2px; }
.sec-divider i { color: var(--sky); font-size: 0.9rem; }

.btn-primary-glow {
  display: inline-flex; align-items: center; gap: 10px; padding: 14px 34px;
  background: linear-gradient(135deg, var(--sky), var(--navy-mid)); color: #fff;
  font-size: 0.95rem; font-weight: 700; border-radius: var(--r-pill);
  text-decoration: none; position: relative; overflow: hidden;
  transition: all 0.35s; box-shadow: 0 8px 28px rgba(35,173,235,0.45);
  border: 1px solid rgba(255,255,255,0.2);
}
.btn-primary-glow .btn-shimmer {
  position: absolute; top: 0; left: -100%; width: 100%; height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.3), transparent);
  transition: left 0.55s;
}
.btn-primary-glow:hover .btn-shimmer { left: 100%; }
.btn-primary-glow:hover { transform: translateY(-3px); box-shadow: 0 14px 40px rgba(35,173,235,0.6); background: linear-gradient(135deg, var(--sky-bright), var(--navy-mid)); }
.btn-glass {
  display: inline-flex; align-items: center; gap: 10px; padding: 13px 30px;
  background: rgba(255,255,255,0.12); backdrop-filter: blur(12px);
  color: rgba(255,255,255,0.9); font-size: 0.93rem; font-weight: 600;
  border-radius: var(--r-pill); text-decoration: none;
  border: 1.5px solid rgba(255,255,255,0.3); transition: all 0.3s;
}
.btn-glass:hover { background: rgba(255,255,255,0.22); color: #fff; transform: translateY(-3px); box-shadow: 0 12px 30px rgba(0,0,0,0.2); border-color: rgba(255,255,255,0.5); }

/* Hero (same as money-transfer) */
.mt-hero {
  min-height: 100vh;
  background: linear-gradient(145deg, var(--navy-deep) 0%, var(--navy) 45%, var(--navy-mid) 100%);
  position: relative; display: flex; align-items: center; overflow: hidden; padding: 20px 32px 40px;
}
.hero-mesh {
  position: absolute; inset: 0;
  background-image: linear-gradient(rgba(35,173,235,0.07) 1px, transparent 1px), linear-gradient(90deg, rgba(35,173,235,0.07) 1px, transparent 1px);
  background-size: 56px 56px; animation: meshDrift 25s linear infinite; pointer-events: none; z-index: 0;
}
@keyframes meshDrift { 0% { transform: translate(0,0); } 100% { transform: translate(56px, 56px); } }
.hero-orb {
  position: absolute; border-radius: 50%; filter: blur(90px); pointer-events: none; z-index: 0;
}
.orb-1 { width: 700px; height: 700px; top: -200px; left: -150px; background: radial-gradient(circle, rgba(35,173,235,0.4) 0%, transparent 65%); animation: orbPulse1 14s ease-in-out infinite; }
.orb-2 { width: 550px; height: 550px; bottom: -180px; right: -120px; background: radial-gradient(circle, rgba(254,209,9,0.25) 0%, transparent 65%); animation: orbPulse2 18s ease-in-out infinite; }
.orb-3 { width: 400px; height: 400px; top: 40%; left: 50%; background: radial-gradient(circle, rgba(100,186,77,0.15) 0%, transparent 65%); animation: orbPulse3 11s ease-in-out infinite; }
@keyframes orbPulse1 { 0%,100%{transform:translate(0,0) scale(1)} 50%{transform:translate(50px,40px) scale(1.15)} }
@keyframes orbPulse2 { 0%,100%{transform:translate(0,0) scale(1)} 50%{transform:translate(-40px,-50px) scale(1.1)} }
@keyframes orbPulse3 { 0%,100%{transform:translate(-50%,-50%) scale(1)} 50%{transform:translate(-48%,-52%) scale(1.2)} }
.hero-sweep {
  position: absolute; top: -50%; left: -50%; width: 200%; height: 200%;
  background: linear-gradient(115deg, transparent 0%, rgba(35,173,235,0.06) 45%, rgba(254,209,9,0.08) 50%, rgba(35,173,235,0.06) 55%, transparent 100%);
  animation: heroSweep 18s ease-in-out infinite; pointer-events: none; z-index: 0;
}
@keyframes heroSweep { 0% { transform: rotate(25deg) translateX(-120%); } 100% { transform: rotate(25deg) translateX(120%); } }
.mt-hero-inner {
  max-width: 1260px; margin: 0 auto; width: 100%; display: grid; grid-template-columns: 1fr 1fr;
  gap: 64px; align-items: center; position: relative; z-index: 2;
}
.mt-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,0.1); backdrop-filter: blur(10px);
  border: 1px solid rgba(255,255,255,0.2); color: rgba(255,255,255,0.9);
  padding: 8px 20px; border-radius: var(--r-pill); font-size: 0.78rem; font-weight: 700;
  letter-spacing: 1.5px; text-transform: uppercase; margin-bottom: 28px; position: relative; overflow: hidden;
}
.badge-dot { width: 8px; height: 8px; background: var(--green); border-radius: 50%; box-shadow: 0 0 0 0 rgba(100,186,77,0.7); animation: badgePulse 2s ease-in-out infinite; }
@keyframes badgePulse { 0% { box-shadow: 0 0 0 0 rgba(100,186,77,0.7); } 70% { box-shadow: 0 0 0 8px rgba(100,186,77,0); } 100% { box-shadow: 0 0 0 0 rgba(100,186,77,0); } }
.hero-title { font-family: 'Playfair Display', serif; font-size: clamp(2.4rem, 5vw, 3.8rem); font-weight: 900; color: #fff; line-height: 1.12; margin-bottom: 20px; }
.hero-gradient-text { background: linear-gradient(135deg, var(--gold), var(--sky-bright), var(--gold-light)); background-size: 200% auto; -webkit-background-clip: text; background-clip: text; color: transparent; animation: textGradientShift 5s ease-in-out infinite; }
@keyframes textGradientShift { 0%,100% { background-position: 0% 50%; } 50% { background-position: 100% 50%; } }
.hero-sub { font-size: 1.05rem; color: rgba(255,255,255,0.75); line-height: 1.75; margin-bottom: 36px; max-width: 500px; }
.mt-hero-btns { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 36px; }
.hero-trust { display: flex; gap: 12px; flex-wrap: wrap; }
.trust-badge {
  display: inline-flex; align-items: center; gap: 7px;
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15);
  color: rgba(255,255,255,0.8); padding: 6px 16px; border-radius: var(--r-pill);
  font-size: 0.76rem; font-weight: 600; transition: all 0.3s;
}
.trust-badge:hover { background: rgba(35,173,235,0.2); border-color: rgba(35,173,235,0.4); color: #fff; }
.trust-badge i { color: var(--gold); }
.mt-hero-card {
  background: rgba(255,255,255,0.07); backdrop-filter: blur(24px); border-radius: var(--r-xl);
  padding: 36px 32px; border: 1px solid rgba(255,255,255,0.14); position: relative; overflow: hidden;
  box-shadow: 0 32px 80px rgba(0,0,0,0.3), inset 0 1px 0 rgba(255,255,255,0.2);
}
.card-glow-ring {
  position: absolute; inset: -1px; border-radius: var(--r-xl);
  background: conic-gradient(from 0deg, transparent 0%, var(--sky) 25%, transparent 50%, var(--gold) 75%, transparent 100%);
  animation: ringRotate 5s linear infinite; opacity: 0.35; z-index: -1;
}
@keyframes ringRotate { 100% { transform: rotate(360deg); } }
.hc-header { display: flex; align-items: center; gap: 10px; margin-bottom: 28px; }
.hc-pulse-dot { width: 10px; height: 10px; background: var(--green); border-radius: 50%; animation: badgePulse 2s ease-in-out infinite; }
.hc-title { font-size: 0.85rem; font-weight: 700; color: rgba(255,255,255,0.9); text-transform: uppercase; letter-spacing: 2px; flex: 1; }
.hc-live-badge { background: rgba(100,186,77,0.2); border: 1px solid rgba(100,186,77,0.4); color: var(--green); font-size: 0.65rem; font-weight: 800; padding: 3px 10px; border-radius: var(--r-pill); letter-spacing: 2px; animation: liveBlink 2.5s ease-in-out infinite; }
@keyframes liveBlink { 0%,100%{opacity:1} 50%{opacity:0.5} }
.mt-stat-row { display: grid; grid-template-columns: repeat(2,1fr); gap: 16px; margin-bottom: 28px; }
.mt-stat { background: rgba(255,255,255,0.06); border-radius: var(--r-md); padding: 16px 14px; border: 1px solid rgba(255,255,255,0.1); transition: all 0.3s; }
.mt-stat:hover { background: rgba(255,255,255,0.12); transform: translateY(-3px); box-shadow: 0 10px 30px rgba(0,0,0,0.2); }
.mt-stat-num { font-family: 'Playfair Display', serif; font-size: 1.5rem; font-weight: 900; margin-bottom: 4px; }
.mt-stat-lbl { font-size: 0.72rem; color: rgba(255,255,255,0.55); font-weight: 500; line-height: 1.4; }
.c-blue  { color: var(--sky); }
.c-green { color: var(--green); }
.c-gold  { color: var(--gold); }
.c-white { color: #fff; }
.nsdl-hero-tag { display: flex; gap: 12px; background: rgba(0,0,0,0.3); border-radius: var(--r-md); padding: 14px 16px; margin-top: 10px; align-items: center; }
.ht-icon { font-size: 1.8rem; color: var(--gold); }
.ht-num { font-weight: 800; font-size: 0.9rem; }
.ht-lbl { font-size: 0.7rem; opacity: 0.7; }
.card-shimmer { position: absolute; top: 0; left: -100%; width: 60%; height: 100%; background: linear-gradient(90deg, transparent, rgba(255,255,255,0.05), transparent); animation: cardShimmer 6s ease-in-out infinite; pointer-events: none; }
@keyframes cardShimmer { 0%{left:-60%} 100%{left:120%} }

/* Breadcrumb */
.mt-breadcrumb { background: #fff; border-bottom: 1px solid rgba(35,173,235,0.1); position: relative; z-index: 3; }
.mt-breadcrumb::before { content: ''; position: absolute; bottom: 0; left: 0; width: 100%; height: 2px; background: linear-gradient(90deg, transparent, var(--sky), var(--gold), var(--sky), transparent); background-size: 200% 100%; animation: bcLine 4s ease-in-out infinite alternate; }
@keyframes bcLine { 0%{background-position:0%} 100%{background-position:100%} }
.bc-inner { max-width: 1260px; margin: 0 auto; padding: 14px 32px; display: flex; align-items: center; gap: 10px; font-size: 0.83rem; }
.bc-inner a { color: var(--sky); text-decoration: none; font-weight: 600; transition: color 0.2s; display: flex; align-items: center; gap: 6px; }
.bc-inner a:hover { color: var(--navy); }
.bc-sep { color: var(--text-muted); font-size: 0.65rem; }
.bc-active { color: var(--navy); font-weight: 800; }

/* Intro / About */
.mt-intro { padding: 100px 32px; background: var(--white); position: relative; overflow: hidden; }
.intro-deco { position: absolute; border-radius: 50%; filter: blur(80px); pointer-events: none; }
.deco-1 { width: 600px; height: 600px; top: -150px; right: -150px; background: radial-gradient(circle, rgba(35,173,235,0.07) 0%, transparent 65%); }
.deco-2 { width: 400px; height: 400px; bottom: -100px; left: -100px; background: radial-gradient(circle, rgba(100,186,77,0.07) 0%, transparent 65%); }
.mt-intro .mt-container { display: grid; grid-template-columns: 1fr 380px; gap: 60px; align-items: start; }
@media (max-width: 1000px) { .mt-intro .mt-container { grid-template-columns: 1fr; gap: 48px; } .mt-contact-card { max-width: 500px; margin: 0 auto; width: 100%; } }
.mt-intro-text p { font-size: 0.96rem; line-height: 1.8; color: var(--text-mid); margin-bottom: 18px; }
.nsdl-highlight { background: rgba(35,173,235,0.08); display: inline-block; padding: 6px 18px; border-radius: 40px; font-weight: 800; font-size: 0.75rem; letter-spacing: 1px; color: var(--sky); margin: 15px 0 20px; }
.mt-contact-card { background: #fff; border-radius: var(--r-xl); padding: 36px 30px; box-shadow: 0 20px 60px rgba(0,59,102,0.12); border: 1px solid rgba(35,173,235,0.12); position: relative; overflow: visible; transition: all 0.4s; }
.mt-contact-card:hover { transform: translateY(-8px); box-shadow: 0 35px 65px rgba(0,59,102,0.2), 0 0 0 2px rgba(35,173,235,0.25); }
.cc-glow, .cc-glow-2 { position: absolute; border-radius: 50%; filter: blur(60px); pointer-events: none; opacity: 0.4; animation: ccGlowFloat 8s ease-in-out infinite; }
.cc-glow { top: -80px; right: -80px; width: 250px; height: 250px; background: radial-gradient(circle, rgba(35,173,235,0.4), transparent); }
.cc-glow-2 { bottom: -60px; left: -60px; width: 200px; height: 200px; background: radial-gradient(circle, rgba(254,209,9,0.3), transparent); animation-delay: 1.5s; }
@keyframes ccGlowFloat { 0%,100% { transform: scale(1); opacity: 0.3; } 50% { transform: scale(1.2); opacity: 0.6; } }
.cc-sparkle { position: absolute; inset: 0; background: radial-gradient(circle at 20% 30%, rgba(35,173,235,0.05) 1px, transparent 1px); background-size: 18px 18px; pointer-events: none; animation: sparkleMove 20s linear infinite; }
@keyframes sparkleMove { 0% { background-position: 0 0; } 100% { background-position: 40px 40px; } }
.cc-head { display: flex; align-items: center; gap: 16px; margin-bottom: 28px; padding-bottom: 18px; border-bottom: 2px solid rgba(35,173,235,0.15); position: relative; z-index: 2; }
.cc-icon { width: 54px; height: 54px; background: linear-gradient(135deg, var(--sky), var(--navy-mid)); border-radius: 20px; display: flex; align-items: center; justify-content: center; font-size: 1.4rem; color: #fff; box-shadow: 0 8px 22px rgba(35,173,235,0.5); transition: transform 0.3s; }
.mt-contact-card:hover .cc-icon { transform: rotate(-5deg) scale(1.05); }
.cc-icon-ring { position: absolute; inset: -5px; border-radius: 24px; border: 2px solid rgba(35,173,235,0.4); animation: iconRingPulse 2.5s ease-in-out infinite; }
@keyframes iconRingPulse { 0%,100%{transform:scale(1);opacity:0.8} 50%{transform:scale(1.1);opacity:0.3} }
.cc-head h3 { font-size: 1.2rem; font-weight: 800; color: var(--navy); margin-bottom: 4px; }
.nsdl-service-list { list-style: none; margin: 0 0 20px 0; }
.nsdl-service-list li { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; font-size: 0.9rem; color: var(--text-mid); }
.nsdl-service-list li i { color: var(--green); font-size: 1rem; }
.cc-note { background: linear-gradient(135deg, rgba(100,186,77,0.08), rgba(100,186,77,0.02)); border: 1px solid rgba(100,186,77,0.2); border-radius: 16px; padding: 12px 16px; font-size: 0.8rem; color: var(--text-mid); margin-top: 20px; display: flex; align-items: center; gap: 10px; position: relative; z-index: 2; }
.cc-note span { font-weight: 800; color: var(--green); }

/* Why Choose */
.mt-why { padding: 100px 32px; background: linear-gradient(160deg, var(--navy-deep) 0%, var(--navy) 50%, var(--navy-mid) 100%); position: relative; overflow: hidden; }
.why-bg-mesh { position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px); background-size: 50px 50px; animation: meshDrift 30s linear infinite; pointer-events: none; }
.why-sweep { position: absolute; top: -50%; left: -50%; width: 200%; height: 200%; background: linear-gradient(115deg, transparent 0%, rgba(35,173,235,0.04) 45%, transparent 55%); animation: heroSweep 20s ease-in-out infinite; pointer-events: none; }
.mt-why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.mt-why-card { background: rgba(255,255,255,0.06); backdrop-filter: blur(16px); border-radius: var(--r-lg); padding: 36px 28px; border: 1px solid rgba(255,255,255,0.1); position: relative; overflow: hidden; transition: all 0.4s cubic-bezier(0.16,1,0.3,1); }
.mt-why-card::before { content: ''; position: absolute; inset: 0; border-radius: var(--r-lg); padding: 1px; background: linear-gradient(135deg, transparent, rgba(35,173,235,0.3), transparent); -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0); mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0); -webkit-mask-composite: xor; mask-composite: exclude; opacity: 0; transition: opacity 0.4s; }
.mt-why-card:hover::before { opacity: 1; }
.mt-why-card:hover { transform: translateY(-10px); background: rgba(255,255,255,0.1); box-shadow: 0 24px 50px rgba(0,0,0,0.25); }
.wc-glow { position: absolute; top: -40px; right: -40px; width: 160px; height: 160px; border-radius: 50%; filter: blur(60px); pointer-events: none; opacity: 0; transition: opacity 0.4s; }
.mt-why-card:hover .wc-glow { opacity: 1; }
.glow-blue  { background: rgba(35,173,235,0.3); }
.glow-green { background: rgba(100,186,77,0.3); }
.glow-gold  { background: rgba(254,209,9,0.25); }
.glow-navy  { background: rgba(35,173,235,0.2); }
.glow-teal  { background: rgba(0,188,188,0.25); }
.glow-red   { background: rgba(220,80,80,0.2); }
.wc-icon-wrap { width: 68px; height: 68px; border-radius: 22px; display: flex; align-items: center; justify-content: center; font-size: 1.8rem; margin-bottom: 22px; position: relative; transition: all 0.35s; }
.mt-why-card:hover .wc-icon-wrap { transform: rotate(-6deg) scale(1.1); }
.wc-icon-ring { position: absolute; inset: -5px; border-radius: 26px; border: 1.5px solid currentColor; opacity: 0.2; animation: iconRingPulse 3s ease-in-out infinite; }
.icon-blue  { background: rgba(35,173,235,0.2);  color: var(--sky); }
.icon-green { background: rgba(100,186,77,0.2);  color: var(--green); }
.icon-gold  { background: rgba(254,209,9,0.2);   color: var(--gold); }
.icon-navy  { background: rgba(255,255,255,0.12); color: #fff; }
.icon-teal  { background: rgba(0,188,188,0.2);   color: #00bcbc; }
.icon-red   { background: rgba(220,80,80,0.2);   color: #f87171; }
.mt-why-card h3 { font-size: 1.1rem; font-weight: 800; color: #fff; margin-bottom: 12px; }
.mt-why-card p  { font-size: 0.87rem; color: rgba(255,255,255,0.6); line-height: 1.7; }
.wc-shine { position: absolute; top: 0; left: -100%; width: 60%; height: 100%; background: linear-gradient(90deg, transparent, rgba(255,255,255,0.06), transparent); transition: left 0.6s; pointer-events: none; }
.mt-why-card:hover .wc-shine { left: 130%; }

/* Features */
.mt-features { padding: 100px 32px; background: var(--white); position: relative; overflow: hidden; }
.feat-deco-1 { position: absolute; top: -100px; right: -100px; width: 500px; height: 500px; border-radius: 50%; background: radial-gradient(circle, rgba(35,173,235,0.06) 0%, transparent 65%); filter: blur(80px); pointer-events: none; }
.feat-deco-2 { position: absolute; bottom: -80px; left: -80px; width: 400px; height: 400px; border-radius: 50%; background: radial-gradient(circle, rgba(100,186,77,0.06) 0%, transparent 65%); filter: blur(80px); pointer-events: none; }
.feat-columns { display: grid; grid-template-columns: repeat(3, 1fr); gap: 36px; }
.feat-col { background: #fff; border-radius: var(--r-xl); padding: 40px 28px; box-shadow: 0 12px 40px rgba(0,59,102,0.08); border: 1px solid rgba(35,173,235,0.1); position: relative; overflow: hidden; transition: all 0.3s; text-align: center; }
.feat-col:hover { transform: translateY(-8px); box-shadow: 0 20px 60px rgba(0,59,102,0.14); }
.feat-col-header { display: flex; flex-direction: column; align-items: center; gap: 14px; margin-bottom: 20px; }
.feat-col-icon { width: 60px; height: 60px; background: linear-gradient(135deg, var(--sky), var(--navy-mid)); border-radius: 20px; display: flex; align-items: center; justify-content: center; font-size: 1.5rem; color: #fff; box-shadow: 0 10px 20px rgba(35,173,235,0.3); }
.feat-col-icon-gold { background: linear-gradient(135deg, var(--gold), #c9a400); box-shadow: 0 10px 20px rgba(254,209,9,0.4); }
.feat-col h3 { font-family: 'Playfair Display', serif; font-size: 1.2rem; font-weight: 800; color: var(--navy); margin-bottom: 12px; }
.feat-col p { font-size: 0.85rem; color: var(--text-muted); line-height: 1.6; }

/* Form & Info Panel */
.enquiry-layout { display: grid; grid-template-columns: 1fr 380px; gap: 40px; }
.form-wrapper { background: var(--off-white); border-radius: var(--r-xl); padding: 2rem; box-shadow: 0 10px 30px rgba(0,0,0,0.05); }
.form-header { font-size: 1.3rem; font-weight: 800; margin-bottom: 1.5rem; display: flex; align-items: center; gap: 10px; color: var(--navy); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-bottom: 1rem; }
.field { margin-bottom: 1rem; }
.field label { font-size: 0.8rem; font-weight: 700; display: block; margin-bottom: 0.3rem; }
.field label span { color: red; }
.field input, .field select, .field textarea { width: 100%; padding: 0.8rem; border: 1px solid #e2e8f0; border-radius: 12px; font-family: inherit; transition: 0.2s; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--sky); box-shadow: 0 0 0 3px rgba(35,173,235,0.1); }
.submit-btn { background: var(--sky); color: white; border: none; padding: 0.8rem 1.8rem; border-radius: 40px; font-weight: 700; cursor: pointer; display: inline-flex; align-items: center; gap: 8px; transition: 0.2s; }
.submit-btn:hover { background: #1c9ad4; transform: translateY(-2px); }
.form-note { margin-top: 1rem; font-size: 0.7rem; color: var(--text-muted); display: flex; align-items: center; gap: 6px; }
.info-panel { background: linear-gradient(145deg, var(--navy-deep), var(--navy)); color: white; border-radius: var(--r-xl); padding: 2rem; box-shadow: 0 20px 40px rgba(0,0,0,0.2); }
.info-tag { background: rgba(255,255,255,0.15); display: inline-block; padding: 0.2rem 1rem; border-radius: 30px; font-size: 0.7rem; margin-bottom: 1rem; }
.info-panel h2 { color: white; margin-bottom: 1.5rem; }
.info-panel h2 span { color: var(--gold); }
.info-list { list-style: none; margin-bottom: 2rem; }
.info-list li { display: flex; gap: 12px; margin-bottom: 1.2rem; font-size: 0.85rem; align-items: flex-start; }
.info-list li i { font-size: 1.2rem; color: var(--gold); margin-top: 0.2rem; }
.btn-outline-light { display: inline-block; border: 1.5px solid rgba(255,255,255,0.5); padding: 0.6rem 1.5rem; border-radius: 40px; color: white; text-decoration: none; font-weight: 600; transition: 0.2s; }
.btn-outline-light:hover { background: white; color: var(--navy); border-color: white; }

/* CTA Section */
.mt-cta { padding: 120px 32px; background: linear-gradient(145deg, var(--navy-deep) 0%, var(--navy) 50%, var(--navy-mid) 100%); position: relative; overflow: hidden; text-align: center; }
.cta-orb { position: absolute; border-radius: 50%; filter: blur(100px); pointer-events: none; }
.cta-orb-1 { width: 700px; height: 700px; top: -200px; left: -200px; background: radial-gradient(circle, rgba(35,173,235,0.3) 0%, transparent 65%); animation: orbPulse1 16s ease-in-out infinite; }
.cta-orb-2 { width: 600px; height: 600px; bottom: -200px; right: -200px; background: radial-gradient(circle, rgba(254,209,9,0.2) 0%, transparent 65%); animation: orbPulse2 20s ease-in-out infinite; }
.cta-mesh { position: absolute; inset: 0; background-image: linear-gradient(rgba(35,173,235,0.06) 1px, transparent 1px), linear-gradient(90deg, rgba(35,173,235,0.06) 1px, transparent 1px); background-size: 52px 52px; animation: meshDrift 28s linear infinite; pointer-events: none; }
.cta-sweep { position: absolute; top: -50%; left: -50%; width: 200%; height: 200%; background: linear-gradient(115deg, transparent, rgba(254,209,9,0.04), transparent); animation: heroSweep 22s ease-in-out infinite; pointer-events: none; }
.cta-inner { position: relative; z-index: 2; }
.cta-icon-wrap { width: 90px; height: 90px; background: linear-gradient(135deg, rgba(254,209,9,0.2), rgba(35,173,235,0.2)); border-radius: 30px; display: flex; align-items: center; justify-content: center; font-size: 2.4rem; color: var(--gold); margin: 0 auto 36px; position: relative; animation: ctaIconFloat 4s ease-in-out infinite; }
@keyframes ctaIconFloat { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-10px)} }
.cta-icon-ring { position: absolute; inset: -10px; border-radius: 38px; border: 2px solid rgba(254,209,9,0.25); animation: iconRingPulse 3s ease-in-out infinite; }
.cta-title { font-family: 'Playfair Display', serif; font-size: clamp(2rem, 4vw, 3rem); font-weight: 900; color: #fff; line-height: 1.2; margin-bottom: 20px; }
.cta-title span { background: linear-gradient(135deg, var(--gold), var(--sky-bright)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.cta-sub { font-size: 1rem; color: rgba(255,255,255,0.7); line-height: 1.75; max-width: 620px; margin: 0 auto 44px; }
.mt-cta-btns { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; margin-bottom: 44px; }
.cta-trust { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }
.cta-chip { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15); color: rgba(255,255,255,0.8); padding: 8px 18px; border-radius: var(--r-pill); font-size: 0.78rem; font-weight: 600; transition: all 0.3s; }
.cta-chip:hover { background: rgba(35,173,235,0.2); border-color: rgba(35,173,235,0.4); color: #fff; transform: translateY(-3px); }
.cta-chip i { color: var(--gold); }

/* Responsive */
@media (max-width: 1100px) {
  .mt-hero-inner { grid-template-columns: 1fr; gap: 48px; padding-top: 40px; }
  .mt-hero { min-height: auto; padding: 140px 32px 80px; }
  .mt-why-grid { grid-template-columns: repeat(2,1fr); }
  .feat-columns { grid-template-columns: repeat(2,1fr); }
  .enquiry-layout { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  .mt-why-grid { grid-template-columns: 1fr; }
  .feat-columns { grid-template-columns: 1fr; }
  .mt-stats-grid { grid-template-columns: 1fr; }
  .hero-title { font-size: 2rem; }
  .mt-container { padding: 0 20px; }
  .form-row { grid-template-columns: 1fr; }
}